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Home equity loans can cover large expenses such as home repairs, home improvements and college tuition, or help you purchase a second home or consolidate high-interest debt. In those scenarios, a home equity loan may be a good solution, but there are also risks involved.
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Consumer wishing to file a complaint against a company or a residential mortgage conventional home loan requirements loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.
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Some Texas laws regarding home equity loan closing and repayment include: Itemization: By no later than the day before closing, the borrower is entitled to an itemized list of all fees, points, principal and interest to be charged (written consent of the borrower may waive this requirement).
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